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English Financial & Associates

Just keeping it simple!

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Stated Income Commercial Loans

  • No Tax Returns
  • Loan amounts from $150k to $2 million
  • Rates from 6.5% to 9%
  • Use loan to Purchase, Cash-out, Refinance
  • Amortization 30 years
  • Min. credit score 650
  • Approvals in 24-48 hours

Tax returns are not needed for this type of loan. Instead the decision for commercial income properties will be based on bank statements,  rent rolls, and leases. For owner-occupied business properties, the loan will be base on bank as well as Profit & Loss Statements!

 

 

(AL)

Types of Properties

Investment

Owner Occupied

Self Storage

Warehouse

Automotive

Multi-Family 

Daycare center

Mobile Home Park

Office Building

Restaurant

Industrial

Bars